1 category · RankedPayactiv
Standing by category
| Category | Function | Share | Rank | Negative rate | Labels | Quadrant |
|---|---|---|---|---|---|---|
| Earned wage access | Compensation and total rewards | 7% | 4 of 59 | 10% | 39 | accepted challenger |
Movement
By model
How each model treated Payactiv across every prompt where it was named for a mid-market B2B company. Twelve models, six prompts per category.ShowHide
By model
| Model | First choice | Alternative | Mention | Negative | Labels |
|---|---|---|---|---|---|
| Claude Haiku 4.5 | 1 | 1 | 1 | 0 | 3 |
| GPT-5.4 mini | 2 | 0 | 1 | 0 | 3 |
| Gemini 3.5 Flash | 1 | 2 | 0 | 0 | 3 |
| Perplexity Sonar | 0 | 1 | 0 | 0 | 1 |
| Grok 4.1 Fast | 1 | 2 | 0 | 3 | 6 |
| Mistral Small | 0 | 4 | 1 | 0 | 5 |
| DeepSeek V4 Flash | 1 | 1 | 1 | 0 | 3 |
| Llama 4 Maverick | 0 | 1 | 0 | 0 | 1 |
| Qwen 3.7 Flash | 0 | 1 | 0 | 0 | 1 |
| Kimi K2 | 1 | 3 | 1 | 0 | 5 |
| GLM 4.7 FlashX | 0 | 3 | 1 | 1 | 5 |
| MiniMax M2.5 | 1 | 2 | 0 | 0 | 3 |
By framing
What the models said for it
Verbatim evidence the judge attached to positive labels.
“1. Payactiv - It's a zero-cost benefit that requires no change to cash flow. Payactiv is the only EWA provider to provide 5 free options” Claude Haiku 4.5 · Earned wage access · budget prompt · first choice
“I'd generally recommend Payactiv as the safer default choice for an employer-sponsored on-demand pay benefit” GPT-5.4 mini · Earned wage access · paraphrase prompt · first choice
“For most large U.S. employers, DailyPay or PayActiv offer the most robust, scalable solutions” MiniMax M2.5 · Earned wage access · comparative prompt · first choice
“If your goal is lowest employer cost, I’d start with Payactiv or DailyPay.” GPT-5.4 mini · Earned wage access · budget prompt · first choice
And against it
Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.
“Verdict: Proceed with Caution. ... the 2025 data breach and previous regulatory disputes should be factored into your decision.” GLM 4.7 FlashX · Earned wage access · negative prompt · soft negative
“BBB/CFPB logs (2022\u20132024) cite overdrafts, incorrect debits, poor support (e.g., DailyPay, Payactiv in samples)” Grok 4.1 Fast · Earned wage access · negative prompt · soft negative
“Payactiv and DailyPay are also employer-free in many cases but may require more integration for smaller firms” Grok 4.1 Fast · Earned wage access · budget prompt · soft negative
“Providers like DailyPay or Payactiv lean toward enterprises (500+ employees) with higher volumes” Grok 4.1 Fast · Earned wage access · paraphrase prompt · soft negative
Named alongside
The products named in the same answers as Payactiv, over the 115 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and Payactiv was named but was not.ShowHide
Named alongside
What carried it into the answer
Citations exist only for the models that return a source list, four of the twelve in this edition, so these counts come from 102 of the 115 answers that named Payactiv and are not a share of its labels.
Domains cited
489 of the 489 domain citations in answers naming Payactiv came from somebody else's page.
Pages cited
Pages are listed as the models cited them.
Names read as Payactiv
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Claim this page
Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when Payactiv's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as Payactiv, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.
A new claim receives the current edition's vendor brief for Payactiv by email, built from the raw record of the edition. It shows:
- where Payactiv is named, by buyer and by framing, and which cells hold its first choices;
- the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
- its vocabulary against the segment leader's, and the pages the models cited;
- who was chosen in the answers that did not name Payactiv, and every reason the record gives;
- a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
- one page of published figures cleared to show a buyer.
It does not get any change to labels, shares or verdicts, any preview, or any say over which quotes appear. A verification link goes to your work email; an address at payactiv.com is approved on the spot, any other address is reviewed by hand.
Your name and company appear on the claimed page, or the company alone if you ask below. A title and a LinkedIn address appear there too if you give them, and are left off if you do not. Your email address is never published.